When can a lender take back your car without a court order? Learn the breach-of-peace limits, the notice and sale rules under the PPSA, when the Recto Law bars a deficiency, your defenses and deadlines.
Signed as co-maker? See when a lender can collect the whole loan from you, the defenses that can release you, how to get your money back from the borrower, and the deadlines that apply.
No one can be jailed for simply failing to pay a debt in the Philippines. Jail is possible only when a separate crime is proved, such as a bouncing check under BP 22 or estafa. Here is where the line falls, what collectors cannot threaten, and what to do next.
Under Article 1956 of the Civil Code, agreed interest on a loan is collectible only if expressly stipulated in writing. What counts as writing, what happens to interest already paid, how legal interest still applies, deadlines and what to do next.
Forcible entry, unlawful detainer, accion publiciana or accion reivindicatoria? How to pick the right case to recover land in the Philippines: the one-year rule, which court by assessed value, what to prove and what to file first.
A sale does not automatically end a lease in the Philippines. When a buyer may end it under Article 1676, how rent control changes the answer, who to pay rent to, and what tenants should do next.
Check which rules apply to your electric vehicle and route, what to do after a crash, and where to seek enforcement or compensation in the Philippines.
A verbal lease is valid, and with monthly rent it runs month to month (Art. 1687). How landlords and tenants can end it, where rent control changes the rules, and what to do if the other side won’t cooperate.
Under Art. 1650 a tenant may sublease unless the lease expressly bans it, but stays liable. Rent-controlled units need the owner’s written consent. Rules, risks and next steps for landlords, tenants and subtenants.
A donation of land is valid only if made in a notarized deed and accepted in a public document while the donor is alive. Requirements, limits, revocation deadlines and next steps.